How to Negotiate Roof Replacement With Insurance

Each insurance claim is different. Depending on the extent of your damage you may only need to make minor repairs or replace your entire roof. Picture proof is crucial in proving that your roof claims have been paid by your insurance company.

1. Take a Look at Your Roof

After you have reviewed your homeowner’s insurance policy it is time to inspect your roof for damage. You should inspect your roof from the inside out to check for signs of damage or wear.

Begin by looking at the roof from below. If necessary, use binoculars to see the roof better. You should inspect the roof for missing or damaged shingles and any cracks or holes. You should also document any areas where there are loose materials.

2. Document the Damage

Once you are certain that the damage has been done, you can now document it all to prove that you require a new roof. You may need a new roofing system if you see the following signs:

  • Missing, damaged, or curled shingles
  • Roof leaks
  • Stains on the ceiling
  • Mildew or mold growth
  • The roof is sagging

3. Book a Private Roof Inspection

You’ll need to get a professional opinion on how severe your roof damage is, even if you have all the documentation. This will help you during the insurance claim process. To assess the damage and to provide estimates of costs, contact at least three roofers.

4. Multiply Your Bids

After scheduling a few roof inspections, you will now have at least three to four quotes from local roofing companies. These can be given to your insurance agent to provide a solid foundation for the cost of your repairs.

This post was written by a roofing specialist at All Star Roofing. All Star Roofing is one of the best roofing companies in the Tampa Bay area! We are a family-owned and operated roofing business, striving to be the best in our industry. Our family has been in the Tampa Bay area for over 60 years, and our objective has always been to provide roofing services at a fast, reliable, and competitive rate. All Star Roofing has a tradition of quality workmanship, servicing residential and commercial properties.

 

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